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Terms of Use

This agreement is entered into between Asurion Law Firm, P.C., a California Professional Corporation, and the party (“You”) utilizing the eCreditAttorney Web Site (“Site”). Your use of this site is your express and explicit agreement to be bound by this agreement, commonly referred to as the “Terms Of Use” (“TOU”). If you do not agree to be bound by this agreement, you must not use this site and must leave the site immediately.

Asurion Law Firm, P.C. agrees to post information and provide you access to the site only in accordance with this TOU.

You agree to be bound by all the terms and conditions set forth in this TOU and as otherwise displayed on the site.

You agree that Asurion Law Firm, P.C. makes no warranty or guarantee that the site and the information contained therein shall be available at any particular time, and that the site may be unavailable completely or partially from time to time.
The information contained within the site is for general informational purposes only and does not constitute legal advice. The site contains information that is not reflective of any particular set of factual circumstances and is thus devoid of the thoughtful analysis and review of specific facts by an attorney that is required in providing legal advice. THE ARTICLES AND MATERIALS DISPLAYED ON THE SITE ARE FOR INFORMATIONAL PURPOSES ONLY, THIS IS NOT A SUBSTITUTE FOR PROFESSIONAL AND SPECIFIC LEGAL ADVICE. THIS INFORMATION SHALL IN NO WAY AND IN NO MANNER BE CONSIDERED LEGAL ADVICE OR OTHER PROFESSIONAL ADVICE OR A SUBSTITUTE THEREFOR. Asurion Law Firm, P.C. makes no warranty and does not represent nor endorse the accuracy of any advice, opinion, statement, or other information displayed on the site. Your continued use of the site is predicated upon your agreement that any reliance upon any such materials, opinion, advice, statement, memorandum, or information shall be at your sole and own risk. Asurion Law Firm, P.C. reserves the right, in its sole discretion, to modify or correct any errors or omissions in any portion of the site.

Asurion Law Firm, P.C. cannot and does not guarantee that information that you provide will remain confidential. Because the internet is an imperfect medium there remains a risk that communications sent over the internet are subject to interception by a third party who may use such information for unanticipated reasons. As such by your continued use of the site, you agree that Asurion Law Firm, P.C. is not responsible for and will not be liable to you or any third party for damages in connection with communications sent over the internet. These communications may include but are not limited to information such as, your personal information, name, address, social security number and other financial information. You further agree that by simply sending information to Asurion Law Firm, P.C. no professional, confidential, fiduciary, contractually implied or any other relationship is created between you and Asurion Law Firm, P.C. other than those described in this TOU and any other subsequent written agreement entered into between Asurion Law Firm, P.C. and you.

In accordance with our privacy policy, Asurion Law Firm, P.C. may collect certain information about you that may be used for marketing purposes. Such information may by shared with other organization as detailed in our privacy policy
The content and information presented on the site is protected by U.S. Copyright laws, and other relevant intellectual property laws and is the sole intellectual property of Asurion Law Firm, P.C. Permission is given to view the content on this site for personal use only. Any non-personal or commercial use of the information presented on this site is expressly prohibited and is a violation of these laws and will be prosecuted accordingly. Prior written consent by an officer of Asurion Law Firm, P.C. is required prior to any non-personal use of this site.

Asurion Law Firm, P.C. reserves the right to restrict or terminate one’s use of the site in part or in whole for nay reason or for no reason, at any and all times. Your use of the site is granted on an as is available basis, subject to the discretion of Asurion Law Firm, P.C.

Asurion Law Firm, P.C. reserves the right to modify, alter, amend, change, delete or otherwise manipulate the information and/or data presented on the site at any time without notice.

You warrant and agree that you will not in any way present obstacles and/or hindrances to other users by: posting, transmitting or distribution any information that contains a virus or is not relevant.

You agree to indemnify, defend and hold the eCreditAttorney team and all its officers, directors, owners, agents, employees, information providers and affiliates (collectively referred to as the “Indemnified”) harmless from and against any and all liability and costs incurred by the Indemnified in connection with any claim arising out of any breach by you of these Terms of Use or the foregoing representations, warranties and covenants, including, without limitation, attorneys’ fees and costs. You shall cooperate as fully as reasonably required in the defense of any claim. Asurion Law Firm, P.C. reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the prior written consent of Asurion Law Firm, P.C.

Should any part of the Terms of Use by declared invalid or unenforceable by a court of competent jurisdiction, this shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of the Terms of Use had been eliminated.

Your digital signature may be required in portions of the site. YOU AGREE THAT YOUR DIGITAL OR ELECTRONIC SIGNATURE IS EQUIVALENT TO YOUR HANDWRITTEN SIGNATURE AS PROVIDED UNDER LAW.

You agree that this site, the information provided, the Terms of Use and all other agreements are given and made pursuant to California law. THIS TERMS OF USE AGREEMENT, SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF CALIFORNIA, WITHOUT REGARD TO CONFLICTS OF LAWS PROVISIONS. SOLE AND EXCLUSIVE JURISDICTION FOR ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATED TO THIS TERMS OF USE AGREEMENT SHALL BE AN APPROPRIATE STATE OR FEDERAL COURT LOCATED IN THE STATE OF CALIFORNIA.FEDERAL LAW REQUIRES US TO PROVIDE YOU WITH THE FOLLOWING MANDATORY DISCLOSURE STATEMENT. THIS STATEMENT IS PROVIDED NUMEROUS TIMES THROUGHOUT THE SITE AND IS ALSO PROVIDED IN YOUR INTRODUCTORY EMAIL.

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair organization has the right to have accurate, current, and verifiable information removed form your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You have the right to cancel your contract with any credit repair organization for any reason within three business days from the date you signed it.
Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact:

The Public Reference Branch
Federal Trade Commission
Washington D.C. 20580

 

 
 
 
 

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ˆ The testimonials and results provided are for illustrative purposes only.
As with any legal work, no outcome is promised and your results may vary.

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